COLLECTIONS

NGN Temporary Virtual Account

POSThttps://api.dutchapi.dubiabank.com/v1/collections/ngn/virtual-account

Generate a Nigerian virtual account. The issuing fee is $1.00 (GHS accounts: $1.50) on the Dutch API side, plus your own markup.

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Body Params

amountstringrequired

Defaults to 50000

Expected amount in NGN

emailstringrequired

Customer email

markupFixednumberoptional

Defaults to 1.00

Your fixed markup in USD on top of the Dutch API issuing fee. Optional. It is your profit.

Responses

{
  "code": 200,
  "success": true,
  "accountNumber": "0123456789",
  "bank": "Example Bank",
  "expiresIn": 1800,
  "fees": {
    "dutchFee": 1.0,
    "markup": 1.0,
    "totalFee": 2.0
  }
}

{
  "code": 400,
  "success": false,
  "message": "Invalid request parameters"
}

Updated 2026

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Language

CredentialsBearer

curl --request POST \
  --url https://api.dutchapi.dubiabank.com/v1/collections/ngn/virtual-account \
  --header "Authorization: Bearer $TOKEN" \
  --header "Content-Type: application/json" \
  --data '{
  "amount": "50000",
  "email": "string",
  "markupFixed": "1.00"
}'

const res = await fetch("https://api.dutchapi.dubiabank.com/v1/collections/ngn/virtual-account", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${token}`,
    "Content-Type": "application/json"
  },
  body: JSON.stringify({
  "amount": "50000",
  "email": "string",
  "markupFixed": "1.00"
})
});
console.log(await res.json());

require "net/http"
require "json"

uri = URI("https://api.dutchapi.dubiabank.com/v1/collections/ngn/virtual-account")
req = Net::HTTP::Post.new(uri)
req["Authorization"] = "Bearer #{token}"
req["Content-Type"] = "application/json"
req.body = {
  "amount": "50000",
  "email": "string",
  "markupFixed": "1.00"
}.to_json
res = Net::HTTP.start(uri.host, uri.port, use_ssl: true) { |h| h.request(req) }
puts res.body

<?php
$ch = curl_init("https://api.dutchapi.dubiabank.com/v1/collections/ngn/virtual-account");
curl_setopt_array($ch, [
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_HTTPHEADER => ["Authorization: Bearer $token", "Content-Type: application/json"],
  CURLOPT_POSTFIELDS => json_encode({
  "amount": "50000",
  "email": "string",
  "markupFixed": "1.00"
})
]);
echo curl_exec($ch);

import requests

res = requests.request(
    "POST",
    "https://api.dutchapi.dubiabank.com/v1/collections/ngn/virtual-account",
    headers={"Authorization": f"Bearer {token}"},
    json={
  "amount": "50000",
  "email": "string",
  "markupFixed": "1.00"
}
)
print(res.json())

Response

Click `Show example` to see an example response. Nothing is sent from this page: endpoints are live, so run real requests from your own code with small amounts. Or choose an example: