Create cards
USD Mastercard and Visa virtual cards, issued instantly.
// Cards-as-a-Service
Issue cards without becoming a card program manager.
Create card users, issue USD Mastercard or Visa virtual cards, fund them from your balance, and manage the full lifecycle — freeze, top up, terminate — through one API.
~/dutch-api · card.sh
$ dutch-api cards create \
--user cu_7a1 --brand visa --amount 50
{ "id": "card_3kd8", "brand": "visa", "status": "active", "last4": "4242" }
--user cu_7a1 --brand visa --amount 50
{ "id": "card_3kd8", "brand": "visa", "status": "active", "last4": "4242" }
200 OK· example response
// Introduction
How it works
01Create a card user — Register the person or entity who will hold the card.
02Issue the card — Create a USD Mastercard or Visa card, funded from your balance.
03Manage the lifecycle — Fund, freeze, unfreeze or terminate, and read spend analytics.
// Card capabilities
Issuing Funding Controls Analytics
Card capabilities
Top up & withdraw
Move funds between your balance and a card in real time.
Freeze & terminate
Lock a card instantly, or shut it down permanently.
Spend visibility
Per-card and account-wide transaction history and analytics.
// The API
Every capability, as endpoints.
POST
/v1/cards/usersRegister a person or entity to hold cards.
POST
/v1/cardsIssue a USD Mastercard or Visa card.
POST
/v1/cards/:id/fundTop up a card's spendable balance.
POST
/v1/cards/:id/freezeTemporarily freeze a card.
GET
/v1/cards/analyticsRetrieve spend analytics across all cards.
// Cards-as-a-Service
Virtual card pricing
Flat USD pricing per virtual card. Choose a one-time fee or a monthly fee, per card.
| Dutch API rate | USD | XAF |
|---|---|---|
| One-time, per card | $3.50 | XAF 2,240 |
| Monthly, per card | $1.50 | XAF 960 |
Practical scenarios
The prices you charge are examples only. You decide what to charge your own users.
| Scenario | Dutch fee | Price you charge (example) | Your markup (profit) |
|---|---|---|---|
| One card, one-time | $3.50 | $5.00 | $1.50 |
| One card, monthly plan | $1.50 | $2.50 | $1.00 |
| 100 cards, one-time | $350.00 | $500.00 | $150.00 |
| 100 cards, monthly plan (per month) | $150.00 | $250.00 | $100.00 |
Local-currency and XAF amounts are indicative, at US$1 = 640 XAF and the exchange rates listed on the pricing page. The live rate is returned in your quotation before you confirm.
Your markup is yours. You can add your own margin on top of any Dutch API rate on this page. Whatever you add is your profit. Dutch adds no fees on top of the rates listed here.
Higher volumes, lower fees. Processing more? Negotiate lower fee tiers with Dutch. Talk to sales.
Start building today.
Request access and issue your first virtual card today.